Your customers pay.
You keep 100%.
Accept Bitcoin at your business with zero processing fees, instant settlement, and no middleman. Your customers pay with any Bitcoin wallet they already have. You get the money immediately.
The problem.
You want to accept Bitcoin at your business. But your options today aren't great.
Strike, OpenNode, Square
Easy to set up, but they hold your money, require ID verification, charge fees, and can freeze your account whenever they want. You traded one middleman for another.
BTCPay Server
Truly self-hosted and sovereign. But you need a server, Docker, Lightning channel management, and DNS setup. Realistic for developers — not for most business owners.
Nothing
This is what most businesses choose. They'd accept Bitcoin, but the custodial options defeat the purpose and the sovereign options are too hard. So they stay on Stripe.
ArxMint is the option
that didn't exist.
The sovereignty of running your own node. The simplicity of signing up for Stripe. No compromise.
Zero processing fees
Lightning routing costs less than a penny per transaction. Stripe charges 2.9% + 30¢. On $10K/month, that’s $320/month you’re losing.
Instant settlement
Money hits your wallet in seconds. Not 2–3 business days. Not “pending.” Instantly yours.
Your money, your control
No one can freeze your account, hold your funds, or shut you down. There’s no middleman to do it.
No chargebacks
Bitcoin payments are final. No disputed charges, no fraud reversals, no chargeback fees.
No KYC or ID required
You don’t need to submit ID, tax forms, or bank statements to accept Bitcoin from your customers.
Works online and in person
QR code at the counter or a payment button on your website. Same system, same instant settlement.
How it works.
They don't need anything new.
Any Bitcoin wallet they already have works — Cash App, Strike, Phoenix, Muun, Wallet of Satoshi, Blue Wallet, Zeus, or any other Lightning wallet.
Customer scans a QR code, confirms the amount, done. No app to download, no account to create.
You keep every dollar.
Funds go directly to your wallet — not held by anyone
Settlement in seconds, not days
No monthly fees, no per-transaction fees
No account applications or approval process
Run Stripe and ArxMint side by side during transition
The comparison.
Here's how ArxMint stacks up against what's available today.
| Stripe | Strike / OpenNode | BTCPay Server | ArxMint | |
|---|---|---|---|---|
| Fees | 2.9% + 30¢ | 1–2% | 0% | 0% |
| Settlement | 2–3 days | Same day | Instant | Instant |
| You hold the money | No | No | Yes | Yes |
| KYC required | Yes | Yes | No | No |
| Can freeze your funds | Yes | Yes | No | No |
| Setup difficulty | Easy | Easy | Hard | Easy |
| Chargebacks | Yes | Limited | No | No |
| Any wallet can pay | Cards only | Lightning | Lightning + on-chain | Lightning + on-chain |
| Open source | No | No | Yes | Yes |
The math.
Every dollar Stripe takes is a dollar that leaves your business.
| Monthly Revenue | Stripe Fees / Year | ArxMint Fees / Year | You Save |
|---|---|---|---|
| $5,000 | $1,920 | ~$0 | $1,920 |
| $10,000 | $3,840 | ~$0 | $3,840 |
| $50,000 | $17,760 | ~$0 | $17,760 |
| $100,000 | $36,000 | ~$0 | $36,000 |
$76,800/year
saved by a community of 20 merchants averaging $10K/month each.
That's money that stays local instead of going to payment processors.
Better together.
One business accepting Bitcoin is good. A whole community doing it changes everything.
Today: money leaves
Customer pays merchant via Stripe. Stripe takes 2.9%.
Merchant pays supplier via Stripe. Stripe takes 2.9% again.
Every transaction leaks money out of your community to payment processors, card networks, and banks.
With ArxMint: money stays
Customer pays merchant in sats. Zero fees.
Merchant pays supplier in sats. Zero fees.
Supplier pays another local business in sats. Money circulates locally instead of being extracted by middlemen.
Ready to keep 100%?
Join the merchants building the first fully interconnected Bitcoin economy in Colorado. Sign up takes two minutes.
Become a MerchantThe technology exists.
The integration didn't.
ArxMint integrates the best open-source Bitcoin tools into one deployable system. Each is powerful alone — but connecting them takes weeks of DevOps. ArxMint does it in minutes.
Lightning Network
Instant Bitcoin payments. Any Lightning wallet can pay — Cash App, Strike, Phoenix, and hundreds more.
Cashu Ecash
Private digital cash tokens. Payments are unlinkable — the merchant can't track who paid what.
Fedimint
Community-governed custody. Trusted local members run a shared vault — no single point of failure.
L402 for AI Agents
AI programs can buy and sell services using the same payment rails. No identity, no accounts required.